ASSUMABLE LOAN AVAILABLE WITH AN INCREDIBLE 2.25% INTEREST RATE!**

Rarely does a property offer this much space, privacy, and waterfront lifestyle in one package. Set on 1.14 acres with approximately 110 feet of frontage along the crystal-clear waters of Lake Merial, 147 Lake Merial Shores is a 4,182-square-foot waterfront retreat designed for those who believe home should be the gathering place for every holiday, celebration, and family milestone. Featuring six bedrooms, a bonus room, three-car garage and expansive indoor and outdoor living spaces, this remarkable estate is where unforgettable lake memories are made.

From the moment you enter, soaring ceilings and beautiful hardwood flooring create an impressive first impression. To the left of the foyer, a stunning floor-to-ceiling custom library provides the perfect setting for a private office, reading retreat, or study. The private library showcases a custom rolling ladder that glides effortlessly along the entire room. Formal living and dining spaces offer flexibility for gatherings, while a dedicated dining room area with a private bar creates an inviting atmosphere for hosting family celebrations and holiday dinners. The grand living room serves as the heart of the home, featuring dramatic 18-foot ceilings and expansive windows that frame picturesque views of the lake beyond. A beautiful wood burning fireplace creates a warm focal point, flanked by custom built-in cabinetry that provides both elegant display space and functional storage while enhancing the room's timeless character.

The well-appointed kitchen offers abundant cabinetry and storage throughout, including an extended custom storage area adjacent to the eat-in kitchen space. A conveniently located half bath near the kitchen enhances the home's thoughtful design and provides added comfort for guests during gatherings and special occasions. The spacious primary suite is located on the first floor, creating a private retreat separate from the additional bedrooms.

Upstairs, you'll find five generously sized bedrooms, two full bathrooms, and a massive bonus room large enough to serve as a home theater, game room, fitness area, or recreation space large enough for a pool table.

Step outside and experience the true beauty of Lake Merial living. Outdoor living takes center stage with a covered back patio and an expansive paver terrace designed for entertaining and relaxation. A private paver pathway meanders through the backyard to the lakefront, creating a seamless connection to the waterfront lifestyle. Whether you're launching a kayak, casting a line, enjoying a sunset cruise, or simply unwinding by the water, Lake Merial becomes an extension of your backyard. The meticulously maintained grounds create a park-like setting, offering plenty of space for outdoor entertaining, backyard barbecues, family gatherings, and making memories with friends and neighbors. Imagine spending Independence Day watching fireworks illuminate the lake, enjoying golf cart rides through the neighborhood, and ending the evening gathered around the water with family. This is more than a home--it's a lifestyle.

Lake Merial is one of Bay County's most sought-after waterfront communities, centered around a beautiful 300-acre spring-fed lake known for its clear waters and year-round recreational opportunities. Residents enjoy community events, walking trails, green spaces, and food truck nights.

Defined by its scale, waterfront setting, and enduring craftsmanship, 147 Lake Merial Shores stands as a distinguished Lake Merial residence, offering the space, privacy, and versatility to accommodate generations while creating an exceptional backdrop for everyday living. As one of only a handful of homes of this size situated directly on the water within Lake Merial, this remarkable property represents a rare opportunity to own one of the community's most significant waterfront estates.

BACK ON THE MARKET AT NO FAULT TO SELLER!

Welcome to your own private waterfront retreat on beautiful Spring Pond. Situated on a 4.71-acre waterfront parcel with approximately 215 feet of freshwater frontage, this exceptional custom-built home offers a rare combination of privacy, luxury, and outdoor recreation. Approximately 2.5 to 3 acres are high and dry, providing ample room for the home, beautifully landscaped grounds, and outdoor living, while the remaining acreage extends into the pristine waters of Spring Pond, enhancing both the property's privacy and waterfront appeal. Built in 2016 and featuring a brand-new roof installed in 2026, the true showpiece is the expansive private white sand beach spanning nearly two-thirds of an acre, creating a setting that feels more like a secluded resort than a private residence.

From the moment you enter, soaring 16-foot ceilings create an impressive first impression, while wood-look tile flooring extends throughout the home, blending timeless style with everyday durability. The spacious living room is highlighted by custom built-in bookcases that convey with the sale, and oversized windows capture breathtaking views of the backyard and waterfront beyond. The open-concept kitchen is designed for gathering, featuring a massive, oversized granite island, custom cabinetry, abundant workspace, and seamless flow into the living and dining areas.

The primary suite offers a peaceful retreat with generous space, a custom headboard that conveys with the home, and a luxurious ensuite bath complete with a soaking tub, double vanity, and oversized tiled walk-in shower with a built-in bench. It also offers private access to the home's spacious screened-in porch. One of the home's most impressive features is the 59-foot by 10-foot screened porch, where you'll enjoy panoramic views of the property and water. Whether you're enjoying your morning coffee, entertaining friends, or simply relaxing at sunset, the scenery provides a sense of peace that's difficult to find. Every detail throughout the home has been thoughtfully designed to create both comfort and functionality.

The backyard is truly something special. Mature landscaping, lush vegetation, apple trees, blueberry bushes, and seasonal blackberry patches create a private sanctuary where nature surrounds you. The crystal-clear waters of Spring Pond invite endless outdoor recreation, including kayaking, paddleboarding, swimming, boating, jet skiing, and fishing for largemouth bass, bluegill, bream, and other freshwater species. With approximately 215 feet of shoreline and your own massive white sand beach, every day feels like a vacation without ever leaving home.

Additional features include a spacious two-car garage, a private well supplying an eight-zone irrigation system, and no HOA restrictions. You'll enjoy exceptional privacy while still being conveniently located just 20 minutes from Lynn Haven, providing easy access to shopping, dining, schools, and everyday conveniences.


As you make your way home, you'll pass the Greenhead Fire Department, a nearby amenity that contributes to more favorable homeowner's insurance rates, followed by scenic horse pastures that set the tone for the peaceful surroundings ahead. Tucked away on the shores of Spring Pond, this exceptional property offers a rare combination of privacy, natural beauty, and waterfront living. Whether you're spending your days relaxing on your private white sand beach, fishing from your backyard, or simply taking in the tranquil views, this is a place where life moves at a slower pace. If you've been dreaming of a home where modern comfort meets the serenity of nature, this one-of-a-kind waterfront retreat is ready to welcome you home. This is more than a waterfront home; it's your own private freshwater paradise.

Welcome to 1900 Beck Ave., a beautifully maintained all-brick home perfectly positioned just minutes from the heart of Historic St. Andrews which is one of Panama City's most sought-after waterfront communities known for its vibrant coastal charm, local restaurants, marinas, boutique shopping, waterfront parks, farmers markets, and year-round community events.

Situated on a spacious corner lot, this 3-bedroom, 2-bathroom residence combines comfort, functionality, and convenience. Step inside to discover a massive 23x25 living room highlighted by luxury vinyl plank waterproof flooring, creating the perfect space for entertaining or relaxing. The updated kitchen features stainless steel appliances, elegant white cabinetry, granite countertops, and a custom backsplash, blending style and practicality seamlessly.

Additional upgrades include all new PEX plumbing throughout, a reliable ADT security system, and the added benefit of being located in Flood Zone X, where flood insurance is not typically required. A new roof was installed in 2018, and the home currently carries an affordable homeowner's insurance premium available upon request.

Outside, the oversized double driveway and covered carport provide ample parking for multiple vehicles, while the large, fenced backyard with convenient access gates offers ideal space for boat or RV storage, perfect for those wanting to take advantage of the nearby bay, marinas, and waterfront lifestyle. Enjoy outdoor gatherings on the spacious covered patio or unwind in the private backyard complete with a farmhouse-style storage shed.

Living near Historic St. Andrews offers a unique coastal lifestyle where golf cart rides to dinner, sunset walks along the bay, live music, boating adventures, and weekends at the marina become part of everyday life. Whether you are enjoying fresh seafood at locally loved restaurants, exploring nearby coffee shops and boutiques, or taking advantage of the area's shopping, dining, entertainment, and commercial conveniences, this location places you near the very best of Panama City. With exceptional accessibility and strong appeal for both homeowners and investors alike, this property presents an incredible opportunity for first-time buyers, long-term rental potential, or anyone looking to embrace the relaxed coastal lifestyle that makes St. Andrews such a desirable place to live. Schedule your private showing today!